Should I offer a payment link for deposits instead of checks?

Updated October 2026 · How we answer

Short answerUsually a good idea, since a payment link speeds up deposits, cuts down on lost checks and keeps records tidy. Card processing fees and chargebacks are the main trade-offs.

Why links help

Clients who book from a phone often want to pay right away, and a link lets them do that. Checks can get lost in the mail, and a late deposit may leave the date in limbo. Payment links also create a timestamped record that is easy to match to the booking.

  • Faster confirmation of holds
  • Clear records tied to each booking
  • Fewer chased payments
  • Works for clients who book remotely

What it costs

Card processors charge fees, usually a small percentage plus a fixed amount per transaction. Those costs come out of your margin, so factor them into deposit amounts or pass them on only where your contract allows. Chargebacks can also occur, so keep proof of the event details.

Setting it up well

Add the payment link to the contract and the confirmation email so clients know it is the official route. Use a clear description on the payment page that names the event date and venue. Test the full process with a staff account before going live.

Send a test payment to yourself before the first live client uses the link, so you can see exactly what the client will see.

Common mistakes

  • Sending payment links from personal accounts that are hard to reconcile.
  • Forgetting to explain in the contract how card fees are handled.
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